After a flood of any kind, the most prominent damage to occur is carpet water damage. This type of damage typically costs hundreds, if not thousands of dollars to fix, not including the price of the carpet. In some cases, such as that of a pipe bursting or other household accident, homeowner’s insurance will help pay for the problem. However, in the case of natural disaster, if a homeowner does not have insurance that specifically states the flood damage is covered, the cost of carpet water damage restoration and any other damage rests on the hands of the homeowner. Flood insurance is only mandatory, if the homeowner lives in or around a flood prone area, such as that near a river, ocean or other such area. Banks and other lenders located in Florida, for example, typically require the homeowner to purchase this type of home insurance because the threat of [...] Read more »